If you continue to lend 5 BTC at a monthly interest rate of 0.25% (annual interest rate: 3%) for 5 years under the same conditions, the loan amount after 60 months at simple interest rate will be 5.7375 BTC, but the loan amount after 60 months at compound interest rate will be about 5.7936 BTC, a difference of about 0.0561 BTC, or about 280,000 Japanese yen. (Calculated at a BTC price of 5,000,000 yen).

*The following data is simply a comparison of simple and compound monthly interest rates of 0.25%, which is not exactly how we calculate in our service. For details, please refer to the Earn Terms.